We offer a range of investment options that can be mixed in any combination to allow members to tailor their investments to suit their individual retirement objectives:
  • High Growth
  • Property
  • Balanced
  • Stable
  • Cash
  • Australian Shares
  • Overseas Shares
If no choice is made, the default Balanced Option is applied. Investments selections can be changed at any time by completing the Member Change of Investment form.

NESS continuously monitors and reviews the performance of its Investment Consultant.

For more details see the NESS Product Disclosure Statement (PDS).

NESS Super members

Investment Option
Crediting rate for
2011/12
Estimated returns for 
current financial year
to 30 April 2013*
Cash
4.77%
2.54%
Stable
4.51%
9.42%
Balanced
0.13%
16.78%
Property
6.43%
16.11%
High Growth
-2.80%
21.74%
Australian Shares
-4.34%
29.39%
Overseas Shares
-3.70%
20.27%
 
 
NESS Pension members
 
Investment Option
Crediting rate for
2011/12
Estimated returns for 
current financial year to
30 April 2013*
Cash
5.39%
2.98%
Conservative
5.32%
9.85%
Cautious
3.17%
13.94%
Moderate
0.13%
18.19%
Assertive
-0.22%
20.42%
Aggressive
-3.18%
23.75%

 
The performance of the investment options is not guaranteed. The value will vary as it is based on the performance of the assets underlying each investment option. Past performance is not an indicator of future performance.

* Please note the returns quoted are estimated investment returns. Crediting rates applied to member's accounts are finalised following NESS Super's 30 June annual review.


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