NESS Super

Our Investments

Manage Investments

Below are the main aspects that help you understand how NESS manages investments. Please read through the below and if you have any further questions, don't hesitate to contact us.

How returns are credited to your account

Annual investment returns are finalised at the end of each financial year.

These final returns are called crediting rates and are credited (or debited) to your account, usually towards the end of August.

Investment strategy and management

NESS Super has an investment policy that governs the day-to-day management of your investments. We use an external investment adviser to guide our investment strategy and appoint investment managers for different asset classes.

The Trustee Board, together with NESS Super’s investment advisor, regularly reviews our investment performance by comparing it to investment industry benchmarks.

Management fees

There are fees and costs associated with the management of the fund and your investments. These may be deducted from your account, from the returns on your investment or from Ness Super’s assets as a whole.

The fees depend on your option and are calculated as a percentage of your account balance. They are estimated to be between 0.61% p.a. and 0.69% p.a.

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Standard risk measure*

To help you understand the level of risk associated with each of our investment options, we use the Standard Risk Measure (SRM) guidelines issued by the Association of Superannuation Funds of Australia (ASFA) and the Financial Services Council (FSC).

The SRM indicates the likely number of negative annual returns expected over any 20-year period for each investment option.

It provides super fund members with a label to help compare investment options within and across superannuation funds. It is shown on the relevant table for each option.

*The Standard Risk Measure is not a complete assessment of all forms of investment risk. It also doesn’t take into account the impact of administration fees and tax on the likelihood of a negative return. You should make sure you’re comfortable with the risks and potential losses associated with your chosen investment option/s.